Terms of Use
Last updated 31 August 2026
By using this website you accept these terms. If you do not accept them, please do not use the site.
This site is information, not an offer
Everything published here is for general information. It is not a commitment to lend, an offer to extend credit, or an approval of any kind. All loans are subject to credit approval, property approval, and the programme guidelines in force at the time. Other restrictions may apply.
This site does not publish interest rates or annual percentage rates. Nothing on it should be read as a quoted rate.
The calculators
The calculators are estimating tools. They use the figures you enter, they make simplifying assumptions, and they do not know your file. Their results are estimates for comparison only and accuracy is not guaranteed. They do not prequalify you for anything. Confirm every number with your loan officer before you rely on it.
No advice
Nothing on this site is financial, tax or legal advice. Your circumstances are specific. Speak to a qualified professional, and speak to me about the mortgage.
Accuracy
Programme guidelines, limits and requirements change, sometimes at short notice. Reasonable care is taken to keep this site current, and no guarantee is made that every page reflects the position today.
Links to other sites
This site links to third party websites, including NMLS Consumer Access and Zillow. Those sites are not controlled here and their content and privacy practices are their own.
Intellectual property
The text, design and images on this site belong to their respective owners and may not be reproduced without permission. Photographs used as atmosphere on this site are illustrative and do not depict any specific property, transaction or client.
Limitation of liability
To the fullest extent permitted by law, no liability is accepted for any loss arising from use of this website or reliance on its content.
Governing law
These terms are governed by the laws of the State of California.
Contact
Questions about these terms: [email protected] or (818) 613-0504.