About Joseph
Helping families build wealth through real estate.
For me, the mortgage process is about more than just numbers on a page. It is about helping families open doors to their future. As a top producing loan officer based in California, I have dedicated my career to simplifying the home buying journey. From guiding first time homebuyers through their initial purchase to helping savvy investors identify financing for their next project, I am with you at every step of the process.
I pride myself on offering diverse lending solutions, including residential, commercial and hard money loans. Being recognised as a Scotsman Guide Top Originator and a member of the NAHREP Top 250 is an honor, but my true success is measured by the families I help secure their dream homes and financial stability. If you are looking for a partner who is transparent, hardworking and committed to getting you to the closing table, let's connect today.
What you can expect
- A straight answer about what you qualify for, including when the answer is not yet
- Programmes compared side by side on the number that matters, which is what leaves your account each month
- A real pre-approval before you write an offer, so your offer is taken seriously
- A phone that gets answered, including on the evening your offer is due
- Documents asked for once, early, rather than in a drip through underwriting
Awards and credentials
NAHREP Top 250
Named among the National Association of Hispanic Real Estate Professionals' top 250 mortgage originators.
Scotsman Guide Top Originators
Ranked among the country's top producing loan originators by Scotsman Guide.
Licensed in California
NMLS #2049299 and DRE #02110768, with The Lending Pros, company NMLS #2320101.
Let us talk about your situation
No credit pull to start. Just a conversation about what you are trying to do and whether it is possible yet.